Reader’s Question: I would like to know if my beneficiary for my whole life insurance here in Missouri will be affected by my last will and testament. Terrence St. Louis, MO I see that you are still worried for your loved ones even if you already have a last will and testament and whole life [...]

Reader’s Question: Hi. I am the beneficiary of my mother’s life insurance policy who died last week here in Missouri. She was a single mom, and I’m her only child. I just want to know: Do I get my benefits whole and tax-free, or do I need to pay my mother’s debts if she has [...]

Reader’s Question: Who can I name as my beneficiary in my life insurance plan here in Kansas City, Missouri? Courtney Kansas City, MO This is a very smart question, Courtney; thank you for asking this. More often than not, life insurance policies are acquired because parents are thinking of their children’s future and sometimes, these [...]

Reader’s Question: I am looking for a health insurance plan in Columbia, Missouri but don’t know where to start. Can you please help me? Thanks in advance. Rudolf Columbia, MO Hi, Rudolf, hope this reaches you in good health! Getting health insurance plans may be one of the easiest things to do in Columbia, Missouri [...]

Reader’s Question: When I choose an insurance company in Independence, Missouri to buy my health insurance from, what are the factors that I should be looking at? Tetchie Independence, MO Hello, Tetchie, and thank you for this question. It is a very basic issue and one that should be considered by everybody looking for a [...]

Reader’s Question: We just started sending our only child to college in Independence Missouri and it is really expensive. Is this a good time to be thinking about life insurance? Laura Independence, MO Let me throw a question at you, Laura, in response to your query. If you and your husband suddenly died, would your [...]