Reader’s Question: Our family is working to re-evaluate my elderly parent’s life insurance expenses in Missouri, do you have any helpful tips? Lars Independence, MO There are many ways to approach what you are trying to accomplish for your elderly parents there in Missouri, however, the first advise you would want to get is to [...]

Reader’s Question: I would like to know if my beneficiary for my whole life insurance here in Missouri will be affected by my last will and testament. Terrence St. Louis, MO I see that you are still worried for your loved ones even if you already have a last will and testament and whole life [...]

Reader’s Question: Hi. I am the beneficiary of my mother’s life insurance policy who died last week here in Missouri. She was a single mom, and I’m her only child. I just want to know: Do I get my benefits whole and tax-free, or do I need to pay my mother’s debts if she has [...]

Reader’s Question: Who can I name as my beneficiary in my life insurance plan here in Kansas City, Missouri? Courtney Kansas City, MO This is a very smart question, Courtney; thank you for asking this. More often than not, life insurance policies are acquired because parents are thinking of their children’s future and sometimes, these [...]

Reader’s Question: I am looking for a health insurance plan in Columbia, Missouri but don’t know where to start. Can you please help me? Thanks in advance. Rudolf Columbia, MO Hi, Rudolf, hope this reaches you in good health! Getting health insurance plans may be one of the easiest things to do in Columbia, Missouri [...]

Reader’s Question: When I choose an insurance company in Independence, Missouri to buy my health insurance from, what are the factors that I should be looking at? Tetchie Independence, MO Hello, Tetchie, and thank you for this question. It is a very basic issue and one that should be considered by everybody looking for a [...]

Reader’s Question: We just started sending our only child to college in Independence Missouri and it is really expensive. Is this a good time to be thinking about life insurance? Laura Independence, MO Let me throw a question at you, Laura, in response to your query. If you and your husband suddenly died, would your [...]

Reader’s Question: Hi there! The ladies in my workout gym in Independence Missouri MO always tell me to take out PIP and MedPay on top of the required liability coverage in my auto insurance policy. Do I really need to? Jasmine Independence, MO Hi, Jasmine. Your workout buddies must have seen MedPay and PIP coverages [...]

Reader’s Question: I’m hoping to become a real driver just like my folks at home in Kansas City Missouri MO at the end of my learner’s permit period, and I’m trying to read about auto insurance. I came across UM BI 20-40, also BIPD 25-50-25. What do this letters and numbers mean? Les Kansas City, [...]

Reader’s Question: Currently our company in Kansas City Missouri MO is looking for a good group health insurance program that can cater our employees, so we’ve made contact with a health insurance agent but we’ve been ask to produce some records about the company, is this ok? Donald Kansas City, MO As much as you [...]