Reader’s Question: Hi there! The ladies in my workout gym in Independence Missouri MO always tell me to take out PIP and MedPay on top of the required liability coverage in my auto insurance policy. Do I really need to? Jasmine Independence, MO Hi, Jasmine. Your workout buddies must have seen MedPay and PIP coverages [...]

Reader’s Question: I’m hoping to become a real driver just like my folks at home in Kansas City Missouri MO at the end of my learner’s permit period, and I’m trying to read about auto insurance. I came across UM BI 20-40, also BIPD 25-50-25. What do this letters and numbers mean? Les Kansas City, [...]

Reader’s Question: I’m planning to buy a used car here in St. Louis Missouri MO. But before I shell out hard-earned cash, I want to make sure about the car’s history by digging into the previous owner’s auto insurance records. How can I do this? Stephen St. Louis, MO You shouldn’t rush into this thing, [...]

Reader’s Question: I was able to talk to my auto insurance agent in Independence Missouri MO and I was told that I should add a rider called uninsured motorist provision on my current auto insurance policy. Are there any or is there a possibility that there are uninsured drivers in Virginia? I think before you [...]

Readers Question: Hi! What makes Term Life Insurance different from other life insurances in Kansas Missouri MO? And why should it be my best choice? Vincent Kansas City, MO Hello Vincent. Good you asked that question so first of all, there are many different kinds of life insurance available to consumers in Kansas City Missouri [...]

Reader’s Question: Why is it that car insurance rate vary form one company to the other? I am looking to buy cheap car insurance in St. Louis, Missouri MO could help me and provide some tips? Thanks. Paul St. Louis, MO That same question played into mind too, not until I become an insurance agent [...]

Reader’s Question: I’m new in the United States and haven’t had the privilege of owning a car before. Can you tell me the basic information I need in finding instant car insurance in Independence Missouri MO? Caitlin Independence, MO By now, since you are already thinking of owning a car, you should already be prepared [...]

Reader’s Question: My daughter is going away to university in Kansas City Missouri MO next fall. Her dad and I want her to come home often. Do you have any tips to help us find the right student car insurance for her? Shelly Kansas City, MO It is understandable that sending kids to college is [...]

Reader’s Question: My family will be traveling to another state next month and I am thinking of getting cheap car insurance in Kansas City Missouri MO. How can I get it fast? Jerome Kansas City, MO Congratulations for your travel with your family, Jerome. Cheap car insurance is readily available any time in Kansas City [...]

Reader’s Question: Hi! I would like to know why it’s necessary to have auto insurance for my car. Please give me tips and guidelines so I can get the best coverage possible here in Kansas City Missouri MO. Thanks! Jessica Kansas City, MO Hi Jess! It is always important to get auto insurance because it [...]